Scotiabank mobile banking gives you access to your accounts where and when you need it, with a full range of transactions and money management features. By pressing the button, downloading the Scotiabank mobile banking app published by The Bank of Nova Scotia, or setting up your device to do so automatically, you consent to the installation of this app, its future updates and upgrades. You can withdraw your consent at any time by deleting the app.

BANK WHEN YOU WANT, THE WAY YOU WANT

• Deposit CAD and USD cheques anytime, anywhere using Mobile Deposit.

• Set up Travel Reminders , and we’ll automatically advise you to create a travel notification for your credit cards when you go abroad.

• Send Interac e-Transfers in Canada, and elsewhere in the world with Western Union Money Transfers.

• Apply for a new credit card or request a credit limit increase via Products & Services.

• Use Scotiabank’s My Mobile Wallet to pay for small purchases by debit with Interac Flash or credit with Visa payWave.

• Find a Scotiabank branch, ABM, or advisor with the Locator. If you’re traveling, use it to find partner ABMs from the Global ATM Alliance and save on fees.

IMPORTANT DISCLOSURES

• If you enable Location services for our app, we’ll use this information to provide you with maps of services available in your area.

• If you enable Travel Reminders, we will note the last country where you used our app and remind you to create a credit card travel notification when you change locations..

• If you enable Contacts, we’ll use this information to populate e-Transfer recipient information.

• If you enable eReceipts, we’ll require access to your camera.

• When you use Scotiabank’s Mobile Deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its OS version and manufacturer.

• When you use Scotiabank’s My Mobile Wallet, Scotiabank accesses the following mobile device functions or feature for the purpose of storing your credit card information and making payments : send and receive a text, instant message or push notification to assist with set up; prevent the processor from falling asleep while a transaction is being processed; access NFC chip; read and store IMEI (International Mobile Station Equipment Identify) number, device phone number, model, and country code; access SIM data; trigger NFC transactions.

When you download or update this app or when you apply for, enroll in or use a Service via mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information. We may collect, use, disclose and retain this information as set out in the Scotiabank Privacy Agreement ( http://www.scotiabank.com/ca/en/0,,351,00.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis and reporting. You may withhold consent to the collection, use and disclosure of this information, although this may prevent you from using the digital channel to apply for or use a Service, to communicate with us, or may reduce the functionality of that channel.

Contact us at 1-800-472-6842 (Canada/USA) or at +14162883899 if you need support, or help uninstalling our app.

The Bank of Nova Scotia 44 King St West Toronto ON M5H 1H1 mobile.banking@scotiabank.com

加拿大丰业银行手机银行，您可以访问您的帐户，并在那里当你需要它，提供全方位的交易和资金管理功能。按按钮，下载由银行新斯科舍省公布的加拿大丰业银行手机银行应用程序，或设置您的设备自动执行此操作，您同意安装这个应用程序，其未来的更新和升级。您可以通过删除应用程序在任何时候撤销同意。

银行当你想，你想要的方式

•CAD存款及美元支票，随时随地使用移动存款。

•设置旅游提醒，我们会自动建议你创建你的信用卡旅游通知，当你出国。

•在全球拥有西联汇款给在加拿大INTERAC电子转移，和其他地方。

•申请一个新的信用卡或要求通过产品与服务信用额度增加。

•使用丰业银行的我的手机钱包支付小额采购借记与INTERAC闪存或信贷的Visa payWave。

•查找丰业银行分行，ABM或顾问的定位。如果您在旅行途中，用它来找到全球ATM联盟合作伙伴反弹道导弹和节省费用。

重要信息披露

•如果您对我们的应用程序启用位置服务，我们会利用这些信息向您提供您所在地区提供服务的地图。

•如果启用了旅游提醒，我们会注意到最后，您使用我们的应用程序的国家，并提醒您，当您改变位置创建一个信用卡旅游通知..

•如果启用联系，我们将利用这些信息来填充电子传输收件人信息。

•如果启用eReceipts，我们将需要访问您的摄像头。

•当您使用加拿大丰业银行的存款手机功能，我们将访问设备相机拍摄支票的照片;记录支票号码，帐号，机构过境人数和金额;记录设备型号，以及它的操作系统版本和制造商。

•当您使用加拿大丰业银行的我的手机钱包，丰业银行存取存储您的信用卡信息和付款的目的，下面的移动设备功能或功能：发送和接收文本，即时消息或推送通知，以协助建立;防止处理器在事务正在处理入睡;访问NFC芯片;读取和存储IMEI（国际移动站设备标识）号，设备的电话号码，型号，和国家代码;访问SIM数据;触发NFC交易。

当您下载或更新这个应用程序，或当你申请，注册或使用通过手机银行服务，我们会收集有关您的计算机或设备，操作系统，网络连接或电话账户，设置IP地址和设备的位置数据信息和交易数据，以及个人信息。我们可能会收集，使用，披露和保留这些信息设置了丰业银行保密协议（http://www.scotiabank.com/ca/en/0,,351,00.html），并确定哪些设置是否合适为您的计算机系统中，提供或增强的数字功能和银行的选择，并为安全起见，内部分析和报告。您可以扣留同意这一信息的收集，使用和披露，尽管这可能会阻止您使用数码渠道申请或使用服务，与我们沟通，或可减少该通道的功能。

在1-800-472-6842（加拿大/美国）或14162883899联系我们，如果你需要支持，或者帮助卸载我们的应用程序。

银行新斯科舍省的44景街西多伦多ON M5H 1H1 mobile.banking@scotiabank.com